What makes Cerebro Capital different?

Cerebro Capital’s commercial loan management solutions were built by industry experts and designed for every stakeholder involved in debt financing. 

Commercial Loan Software

Cerebro Capital’s commercial loan software is revolutionizing and modernizing the corporate loan process. A team of financial and software experts combined their shared knowledge to build an all-in-one platform that creates efficient loan sourcing and portfolio management processes. 

What makes Cerebro Capital different?

Cerebro Capital’s commercial loan management solutions optimize data on the private debt capital markets for middle market borrowers. Relationship banking will always be important, but public debt loans, credit card financing and personal home mortgages have more transparent options than middle market private companies. It’s time for the middle market to enjoy the same benefits of competitive pressure and comparative data. 

Let Cerebro handle every step in the corporate loan lifecycle from finding new lenders to monitoring loan compliance to refinancing. 

Corporate Loan Lifecycle

REFINANCING

Exclude incumbent lenders. Calculate borrowing capacity. Improve your existing rates & terms.

LOAN MONITORING

Run covenant cushion analysis. Track loan covenant compliance. Receive alerts when deadlines approach.

Credit-Lifecycle

NEW LENDER SEARCH

Rely on data-driven matching. Automate communication. Leverage an expert loan transaction team.

LOAN CLOSING

Digitize credit agreements. Upload financials. Create loan compliance calendar. Benchmark terms & rates.

Bringing Credit Search to the 21st Century

CEOs and CFOs are some of the most time-strapped executives in an organization. Rarely do they have time to call lenders individually. Even worse, since they are only sourcing loans once every two or three years, they are disadvantaged by having outdated data on the private debt markets. Lenders have traditionally had a stronger position in the negotiation, but they’ve also had to spend marketing dollars and commissions on finding the right borrowers. 

Cerebro offers a free lead generation tool for lenders and more competitive options for borrowers. Lenders save money sourcing leads and borrowers benefit from lower rates and more flexible structures. 

Loan Search The Old Way

  • Lender interactions are limited to familiar relationships
  • Redundant calls to screen lenders who can even consider the deal
  • Documents shared over email
  • Borrower guesses at best story to tell lenders
  • Repetitive introductory calls with lenders
  • Disorganized and tedious lender diligence calls

Cerebro Capital WAY

  • Access diverse network of 500+ lenders
  • Data-driven lender matching process
  • Documents shared via secure virtual data rooms
  • Expert transactions team coaches deal narrative process
  • Recorded presentation eliminates repetitive calls
  • Transaction team coaching during all lender calls

Bringing Loan Compliance to the 21st Century

Corporate borrowers rarely have a true system in place to monitor the non-financial covenants or fine print built into their credit agreements. At best, they had their attorneys draft a summary for them at loan closing. The finance executive in charge at loan closing might have also created an Excel template for tracking financial covenants. But those files are static documents that rarely get updated with amendments or accounting changes. And those static documents lack the automated reminder and messaging system that is critical for ensuring deadlines are not missed. 

Most other departments in an organization, including sales, marketing and accounting departments are using SaaS tools and automation to cut down on manual tasks. It’s time the finance team started using tools like Cerebro’s Compliance Navigator & Portfolio Navigator tools to bring their loan compliance processes up to date.

Why spend weeks preparing credit RFPs, analyzing financial data, and compiling loan compliance reports when you can streamline your organization’s commercial loan processes? Contact us now!

 

  • 866.470.0705
  • info@cerebrocapital.com
  • 12 W Madison St.
    Baltimore, MD 21201

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