Credit Explorer Process

SOURCE LOANS THE RIGHT WAY WITH

CREDIT EXPLORER

Cerebro

By the numbers

50 +
LENDERS ON THE NETWORK
$ 0.01 B
Managed Loan Facilities
1
Days to Term Sheets*

*turnaround time varies based on loan criteria

No Two Lenders Are The Same

Rates and terms across the same types of lenders can vary more than you think. Our platform works with bank and non-bank lenders of varying sizes and types to ensure you get the best deal in the market.


How does it work?

Access proprietary technology and an expert team to receive the best deal for your company.

Common loan application

  • Complete one universal loan application to eliminate answering the same questions over and over again.

Diverse network of lenders

  • Instantly match with large network of lenders including banks, non-banks and mezzanine lenders.

Secure data room

  • Interact directly with your approved lenders in a secure data room to eliminate multiple emails and calls.

Deal Experts

  • Team of lending experts works to tell your story and facilitate lender interactions

Term Sheet Comparison

  • Competitive bid process and streamlined technology all result in you getting a side by side comparison of various offers. You pick the best one and have confidence that you scanned a large network of diverse lenders.
Cerebro

Pays for itself

Success fee pricing

Cerebro team is incentivized to find you the best deal.

Current lender excluded from RFP

No risk in comparing other options in the market.

Lender feedback

Regardless of the outcome, you will receive insights and feedback.

How did Cerebro help a middle market company secure a recent financing?

Misconceptions

Cerebro Capital recently assisted a middle market company in accessing financing for an acquisition. The borrowing company was short on time and resources so they turned to Cerebro to facilitate the process. However, they didn’t expect much differentiation in term sheets. They incorrectly perceived the banks to be very similar in their offerings. The results of the deal proved to them that running Cerebro’s streamlined process not only saved time but got them the best deal in the market. 

Process

Based on the metrics of the deal, the company matched with a list of both bank and non-bank lenders on Cerebro’s Lender Network. After a thorough discussion with the company, Cerebro’s team further qualified the lender list to bring a diverse and competitive group to the deal. Within 21 days, lenders returned term sheets and the borrower was surprised to see the material variances between loan amounts, collateral required, and the need for personal guarantees. 

Results

Had they simply refinanced with their incumbent, they would have had to put twice as much equity into the acquisition compared to the other lenders Cerebro brought to the table. It should also be noted that there were several other lenders which were unable to deliver any term sheets despite the fact they were similar sizes and brands. Had the borrower only selected these lenders in their RFP, they would have incorrectly believed their deal wasn’t financeable at all. 

Find the best lenders for you with Cerebro

Learn more about how our expert team and proprietary software tools could streamline your process of finding a lender. Depending on your deal, you could receive term sheets in as little as 21 days. Find out more now! 

Our Office

Visit Us:
12 W Madison St
Baltimore, MD 21201

Contact Us:
Phone: 301-798-9080
Email: info@cerebrocapital.com

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