Will Never Be The Same:

Meet Cerebro

Now you can source corporate loans and manage covenant compliance using the latest technology. With Cerebro’s online platform, know how much your business can borrow, connect with lenders quickly, and receive term sheets in as little as 3 weeks. Cerebro digitizes your full loan agreement and ensures you never miss a loan reporting deadline.

Improve Corporate Borrowing

Find Better Lenders

Bid out your existing credit facility or source a new commercial loan via our streamlined RFP process and remain anonymous. Access large network of major US banks, asset-based lenders, mezzanine funds, and other non-bank lenders. Save time by only interacting with lenders that can do your deal.

Manage Loan Compliance

Bring a world class level of oversight to your loan compliance by adding automation to your covenant calculations and reporting. Sync your legal document’s non-financial and financial covenants to avoid loan defaults. And manage compliance across multiple entities with Portfolio Navigator.

Improve Corporate Financing

Get the best loan in less time

Facility Types

Term Loans
Letters of Credit
Revolvers
Lines of Credit
Leasing

Financing Purposes

Growth
Acquisitions
Working Capital
Office/Plant Expansion
Buyouts
Equipment
Dividend Finance
Inventory Finance
Technology Upgrades

Deal Structures

Senior Secured
Second Lien Loans
Mezzanine Financing
Senior Stretch
Asset Based

Improve Covenant Tracking

Manage multiple credit facilities on one platform

Financial Ratios

Automatically calculate financial ratios, create reports and cushion analysis.

Non-financial Covenants

Easily track and review the fine print buried in your loan agreement.

Reporting Deadlines

Receive email alerts and notifications for reporting due dates.

Helping Middle Market Corporate Borrowers

Trusted By

Over $1 Billion in Loan Facilities and Growing

Technology

Professional Services

Healthcare

Manufacturers

Food & Beverage

Non-profits

Government Contractors

Educational Institutions

Investors

Frequently Asked Questions

How long does it take to find new lenders?

10 minutes.
By dragging and dropping your financial information and indicating your desired loan criteria, our system will run an algorithm to anonymously match you with viable lenders. Only lenders whose underwriting criteria aligns with your needs will be matched to you, saving you time and energy.

Do I have a good deal with my current lender?

Maybe. Maybe not.
Drag and drop your financial information and instantly benchmark your rates and terms to the market. Understand where your deal falls in the market so you can command better terms with your current lender. Or discover that it is time to find a new lender.

Do all banks offer pretty much the same terms?

No!
Banks are not created equal. Even the top US banks have seasons and cycles within their departments that can result in different rates and terms for their borrowers. And non-bank lenders can offer even more diverse options since they are not regulated in the same way.

What is a technical loan default?

A technical loan default is when a borrower fails to meet a specific component of their loan compliance such as failure to comply with a non-financial covenant or a failure to deliver reports and financials on time. Borrowers who manage their compliance using Excel and their calendar are unnecessarily jeopardizing their companies because spreadsheets are often limited to tracking financial covenants only.

Between confusing loan agreements, employee turn over, and lack of internal controls, most borrowers fail to track all the detailed non-financial covenants within their loan agreements. The best practice is to implement a system that tracks both non-financial and financial covenants and a system that creates multi-person approvals and workflows.

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Our Office

Visit Us:
12 W Madison St
Baltimore, MD 21201

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