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Empower Your Business Financing with a Fractional Capital Markets Team


Matthew Bjonerud
Founder & CEO
What Is a Capital Markets Team?
An internal Capital Markets team is composed of seasoned financial specialists dedicated to supporting your business. Drawing on deep market insight and advanced analysis, these experts evaluate financial trends and your company’s financial profile to identify tailored lending options. This proactive approach guides businesses to better outcomes, especially when navigating the complexity of loan requirements and market shifts.
As outlined in the 2025 Capital Markets Outlook, strategic deals and private equity mergers are anticipated to grow, with companies showing renewed willingness to finance expansion using debt and equity as inflation and interest rates stabilize.
Secure Funding with Capital Markets Support
Securing capital with expert support from a Capital Markets team provides significant advantages, whether you are new to business financing or have prior experience. Having reliable professionals by your side ensures access to the most competitive lending rates and custom terms based on your company’s goals and situation. This partnership empowers you to make informed decisions while our team streamlines the process, so you can dedicate time and resources to core business activities. Choosing to work with experts increases your access to a range of proven financing options, from traditional term loans to innovative working capital solutions. For more details about how our team can assist, visit Cerebro’s Working Capital Loans.
How Our Experts Guide You as Your Fractional Capital Markets Team
Reviewing Your Loan Request and Initiating the Process
When you engage Cerebro, our experts serve as your dedicated fractional Capital Markets team. We begin by learning about your business and financial objectives, offering clear feedback and a precise assessment of your loan request based on up-to-date market conditions. Our team then initiates your request with potential lender matches, utilizing in-depth knowledge of lender appetite and criteria. The Cerebro Loan Assessment process enhances this stage by evaluating your eligibility and matching your business with lenders who fit your industry and goals.
Document Preparation and Thorough Review
Your Capital Markets partner collaborates with you to identify all necessary documentation for a successful loan request. If you are unsure what lenders expect, our team provides a checklist founded on market best practices and lender standards. We meticulously review your financial documents to create a compelling and lender-ready business narrative. This hands-on approach not only accelerates the process but also ensures alignment with lender expectations.
Given that global fixed income markets have reached over $145 trillion as of 2024, as reported in the Capital Markets Fact Book, lender requirements and competitiveness will continue to evolve, making professional documentation and guidance even more important.
Inviting Lenders and Curating Your Best Matches
Leveraging Cerebro’s borrower-facing platform, your fractional team engages multiple lenders simultaneously. Using data-driven tools, we build a tailored lender list to maximize your approval odds. Using data-driven technology, we create a tailored lender list designed to optimize your chances of approval. Our team drafts anonymized teasers to introduce your opportunity, manages lender communications, answers questions, and further qualifies the best matches. To see how borrowers can manage their loans and stay ahead of lender requirements, explore the Loan Compliance Navigator from Cerebro Capital.
Comprehensive Term Sheet Support
Cerebro’s streamlined process delivers robust term sheet offers to clients. We provide an easy-to-use term sheet comparison chart, allowing you to evaluate all your options side by side. Our Capital Markets professionals interpret these offers with you, helping you weigh rates, terms, covenants, and total costs. By comparing lender offers transparently, you make confident decisions that drive long-term financial success. This data-driven approach enables you to move beyond anecdotal comparisons and identify the best value for your business.
Due Diligence and Closing Assistance
Once you select a lender, your fractional Capital Markets team steps in to support due diligence, helping you secure faster and smoother funding. Our experts coordinate directly with lenders and credit committees on your behalf, ensuring your interests are represented throughout closing. With Cerebro Capital, you have a long-term strategic ally committed to your successful outcome.
About Cerebro’s Capital Markets Team
Cerebro’s Capital Markets experts bring over a century of combined lending experience with a strong track record of securing $7.7 billion in committed loan proposals for mid-market clients. Our holistic partnership means we support you not just for a single transaction but across refinancing and future needs. The depth of our expertise covers asset-based lending, cash flow transactions, corporate finance, acquisition financing, non-bank lending, venture debt, and more. If you are considering expansion via acquisition, our team’s insight can help you navigate the complexities of acquisition financing and tailor solutions for your unique objectives.
Frequently Asked Questions
What financing options are available for businesses through a Capital Markets team?
A Capital Markets team can help you access a wide range of financing products, including term loans, revolving credit lines, asset-based loans, acquisition financing, and revenue-based financing. By working with Cerebro Capital’s platform and experts, your business can efficiently connect with lenders and evaluate tailored financing options that fit your goals. To learn more about funding products, review our business financing solutions and revenue-based financing options.
How do lenders evaluate my business when assessing loan eligibility?
Lenders typically examine financial statements, cash flow, revenue trends, profitability, and key ratios such as debt service coverage. Preparing accurate documents and maintaining a healthy credit profile will strengthen your application. Cerebro’s Capital Markets team helps you address lender requirements and improve your approval chances. Our Loan Assessment tool can clarify your readiness.
What are the differences between term loans, lines of credit, and asset-based lending?
Term loans provide a lump sum with structured repayments, ideal for major projects. Lines of credit offer flexible access to working capital for daily needs. Asset-based lending uses collateral such as inventory or receivables to unlock funding. Depending on your cash flow and objectives, your fractional Capital Markets team can help you select the most strategic option for your business. More resources can be found in our Commercial Lending White Papers.
What are the benefits of choosing mezzanine or venture debt financing for my business?
Mezzanine financing and venture debt offer flexible solutions for businesses seeking growth capital without major equity dilution. Mezzanine loans commonly blend features of debt and equity, supporting expansion or acquisitions, while venture debt is suitable for companies with recurring revenue or approaching another equity round. The Cerebro Capital team can help you assess and connect with lenders offering these specialized options, ensuring they align with your strategy.
How can Cerebro Capital help me compare term sheets from different lenders?
Cerebro Capital equips you with a clear term sheet comparison chart and expert guidance, so you can evaluate all important elements, rates, terms, covenants, and fees, side by side. Our Capital Markets experts guide you through the process, ensuring clear side-by-side evaluation to select the best offer for your business needs.
What steps can I take to prepare a strong business loan application?
Begin by maintaining detailed financial records, crafting a clear business plan, and ensuring complete supporting documentation. Our team at Cerebro Capital helps you anticipate lender requirements and mitigate potential questions, boosting your confidence as you navigate the lending process. Explore more strategies in our blog resources.
How can I reach Cerebro Capital for personalized financing assistance?
You can contact Cerebro’s Capital Markets experts for personalized support by visiting our Get Started page. We are ready to partner with you at every step of your financing journey.
Author: Matthew Bjonerud, Founder & CEO, Cerebro Capital
Updated: October 16, 2025
Cerebro Capital is committed to helping businesses secure the right financing through data-driven insights, objective guidance, and the broadest lender access in the market. Discover additional financing solutions such as working capital loans and strategies for managing debt by visiting our resource center.
“Having access to Cerebro’s targeted group of lenders has given us confidence that we are getting the best deal in the market.”

Co-Founder
Capital Advisory Services
“Thank you! Without Cerebro it would have taken significantly longer to find the right lender.”

CFO
Manufacturing
“Working with Cerebro gave us more leverage and options than just working with our existing lender.”

COO
Travel Technology Industry
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