Apply for USDA Loans

The USDA Rural Development loan program provides working capital to help support and revitalize the economic infrastructure of rural communities impacted by the pandemic. Learn how Cerebro Capital can help you apply.

USDA RUral Development B&I Cares Act loan program

The USDA Rural Development Business & Industry CARES Act program provides working capital to help rural businesses prevent, prepare for or respond to the effects of the coronavirus pandemic. This program is authorized by the Consolidated Farm and Rural Development Act and the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Loans may be used only to support rural businesses, including agricultural producers, that were in operation on Feb. 15, 2020.  

Applications are due before September 15, 2021 or before the program runs out of funding. Don’t wait! Let Cerebro help you get the money to keep your business operating during this uncertain time.

Who is eligible for USDA RD Loans?

U.S. Qualifications

Individual borrowers must be citizens of the United States or reside in the U.S. after being legally admitted for permanent residence. Loan funds must remain in the U.S.

In operation as of Feb. 15th, 2020

Business must have been in operation prior to February, 2020.

Capital & Equity Requirements

Either a 10 percent balance sheet equity, or a borrower investment of equity or other funds into the project equal to 10 percent or more of the eligible project costs.

Cerebro Can Help You Apply

Cerebro Capital’s platform uses data-driven algorithms, direct access to over 650 lenders, and loan experts to increase the certainty of funding. If your company has positive EBITDA, Cerebro can help ensure you receive the COVID-19 funds that your company is promised under the CARES Act. 

Access Large Network of Lenders

We can help you submit the application to lenders who specifically offer the USDA loans as well as additional loan options that may be available in conjunction with the USDA loans.

Capital Markets Team & Expert Guidance

Have a team of loan experts review your loan application, craft a deal narrative, and expedite loan closing. Cerebro's team ensures you are receiving the highest loan amount quickly.

Workflow Software & Data Rooms

Software tools help you organize application requirements, diligence lists, and lender Q&A. Online access provides visibility on lender's status to funding.

Are you qualified for a Rural Development loan?
Learn more today.

Savvy CFOs will run a competitive RFP process for their USDA loans in order to have the highest probability of getting access. The current program is limited and it is expected that not all eligible companies will receive funding. Learn how Cerebro can help you apply.