Apply for Main Street Lending Program Loans

The Main Street Lending Program will help mid-size companies in America receive funds to maintain operations and keep workers employed. If you are seeking more than $2 million in financing and have at least $1 million in 2019 EBITDA, learn how Cerebro Capital can help you to apply.

Due to overwhelming demand, Cerebro Capital is prioritizing borrowers who have at least $1MM in 2019 EBITDA.

Main Street Lending Program

On Friday March 27, 2020 the President signed into law The Coronavirus Aid, Relief, and Economic Security (CARES) Act. Provisions under the legislation allocated $600 billion to help medium-sized businesses maintain operations and keep workers employed amid the pandemic and economic downturn. This program provides regulated banks a funding facility to extend unsecured loans that are not federally guaranteed, but instead are sold to the Federal Reserve via a 95% participation. Let Cerebro help you get the money to keep your doors open and employees paid during this uncertain time. 

Loan Benefits

$1 million - $35 million

Capped at 4x EBITDA. Some might qualify for up to $300MM with 6x EBITDA cap.

0 - 15,000 Employees

Designed for small and mid-sized companies with revenue less than $5 billion.

P & I Deferred for 24 months

Principal and interest payments are deferred for the first year.

Loan term variability

It is expected that different banks will vary in how aggressive terms will be for amortization, covenant levels, etc.

Cerebro Can Help You Apply

Cerebro Capital’s platform uses data-driven algorithms, direct access to over 650 lenders, and loan experts to increase the certainty of funding. If your company has positive EBITDA, Cerebro can help ensure you receive the COVID-19 funds that your company is promised under the CARES Act. 

Access Large Network of Lenders

We can help you submit the application to lenders who specifically offer the MSLP loans as well as additional loan options that may be available in conjunction with the Main Street Loan Facility.

Capital Markets Team & Expert Guidance

Have a team of loan experts review your loan application, craft a deal narrative, and expedite loan closing. Cerebro's team ensures you are receiving the highest loan amount quickly.

Workflow Software & Data Rooms

Software tools help you organize application requirements, diligence lists, and lender Q&A. Online access provides visibility on lender's status to funding.

Did you have $1MM+ 2019 EBITDA?
Learn more today.

Savvy CFOs will run a competitive RFP process for their MSLP loans in order to have the highest probability of getting access. The current program is limited and it is expected that not all eligible companies will receive funding. Learn how Cerebro can help you apply.